Welcome to Ferko Maryland Federal Credit Union

MEMBERSHIP ELIGIBILITY: If you are an employee of Frederick County Public Schools or Frederick Community College, you, your spouse, and family members may join FERKO. There is no requirement that family members live in the same household. All that is required is that you maintain a balance of $25.00 in your shares account. You may also have money deducted directly from your pay and placed into your FERKO account. Once you are a member, you will always be a member until you close your account. If you terminate your employment with Frederick County Public Schools or Frederick Community College you are still a member of FERKO until you close your account.

MORTGAGES NOW AVAILABLE

Ferko now offers mortgages through the Mortgage Markets CUSO, LLC. Call 860-454-4252 or click here for more information. You can also click on the Mortgages tab on this website.

BALANCE TRANSFER PROMOTION !!!!

Ferko is offering our annual balance transfer promotion to FERKO VISA cardholders. The promotion runs through March 31, 2025. Transfer balances from other loans or credit cards to your FERKO VISA account at a rate of just 5.90% for 12-months. There is a $2 fee for each transfer. Call us at 301-662 7266 for more information.

FERKO WILL HOLD IT’S 70TH ANNUAL MEETING ON TUESDAY, APRIL 29, 2025. THE ANNUAL MEETING WILL BE HELD IN THE CAFETERIA OF FREDERICK HIGH SCHOOL BEGINNING AT 6:00PM. CHECK-IN WILL BEGIN AT 5:00PM. 

HOLIDAY CLOSING NOTICE!!!!!

FERKO will be closed Monday, February 17, 2025 for President’s Day.

FERKO will be closed Friday, April 18, 2025 for Good Friday.

FERKO will be closed Monday, May 26, 2025 for Memorial Day.