Welcome to Ferko Maryland Federal Credit Union
MEMBERSHIP ELIGIBILITY: If you are an employee of Frederick County Public Schools or Frederick Community College, you, your spouse, and family members may join FERKO. There is no requirement that family members live in the same household. All that is required is that you maintain a balance of $25.00 in your shares account. You may also have money deducted directly from your pay and placed into your FERKO account. Once you are a member, you will always be a member until you close your account. If you terminate your employment with Frederick County Public Schools or Frederick Community College you are still a member of FERKO until you close your account.
NEW AUTO LOAN RATES
We have lowered our rates on all new and used vehicle loans effective 2/15/2026. If you’re in the market for a new or used vehicle, check our rates under the Loan Rates Tab. Call us today at 301-662-7266 to get preapproved for your next auto purchase.
MORTGAGES NOW AVAILABLE
Ferko now offers mortgages through the Mortgage Markets CUSO, LLC. Call 860-454-4252 or click here for more information. You can also click on the Mortgages tab on this website.
71ST ANNUAL MEMBERSHIP MEETING is currently being finalized. Check back within the next two weeks to learn the date, time and location!
BILL PAY IS COMING!!!!
Be sure to check your next statement letter for some exciting news about our upcoming Bill Pay service. Ferko members with checking accounts will be able to pay bills online without the need to write checks. Bill pay will soon be available and will be accessible from Ferko’s Home Banking website. Stay tuned for more news on Ferko Bill pay!
FERKO OFFICE CLOSINGS
Ferko will be closed Friday, April 3, 2026 for Good Friday.
Ferko will be closed Monday, May 25, 2026 for Memorial Day.
Ferko will be closed Friday, June 19th, 2026 for Juneteenth.
