Loan Rates

Mortgage Rates 

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Loans Secured by Shares

  • The APR for Loans secured by shares is 3.20% Maximum Loan Term = 36 Months
  • Maximum Loan Amount = $6,000
  • The monthly payment on $1,000 borrowed; at a rate of 3.20% APR for 36 Months is $29.17

Signature Loans

  • The APR for Signature Loans is 10.50% Maximum Loan Term = 36 Months
  • Maximum Loan Amount = $6,000
  • The monthly payment on $1,000 borrowed, at a rate of 10.50% APR for 36 Months is $32.50

Home Improvement Loans

  • The APR for Home Improvement Loans is 10.50% Maximum Loan Term = 48 Months
  • Maximum Loan Amount = $6,000
  • The monthly payment on $1,000 borrowed, at a rate of 10.50% APR for 48 Months is $25.60

APR = Annual Percentage Rate

Auto Loans

Amount Down Maximum Term 2025/2024 New Auto APR* 2025/2024 Used Auto APR* 2023/2022 Auto APR* 2021/2020 Auto APR* 2019/2018 Auto APR* 2017/Older  Auto APR*
50% 36 Months 5.00% 6.25% 6.75% 7.25% 7.75% 9.00%
25%-49% 36 Months 5.25% 6.50% 7.00% 7.50% 8.00% 9.25%
  48 Months 5.25% 6.50% 7.00% 7.50% 8.00% N/A
  60 Months 5.50% 6.75% 7.25% N/A N/A N/A
  72 Months 5.75% 7.00% N/A N/A N/A N/A
  84 Months * 6.75% 7.25% N/A N/A N/A N/A
0%-24% 36 Months 5.50% 6.75% 7.25% 7.75% 8.25% 9.50%
  48 Months 5.50% 6.75% 7.25% 7.75% 8.25% N/A
  60 Months 5.75% 7.00% 7.50% N/A N/A N/A
  72 Months 6.00% 7.25% N/A N/A N/A N/A
  84 Months * 7.00% 7.50% N/A N/A N/A N/A

All Motorcycles are 1.00% higher than the auto rates above.

  • The monthly payment on $1,000 borrowed; at a rate of 5.00% to 9.50% APR for 36 months may range from $29.97 to $32.03.
  • The monthly payment on $1,000 borrowed; at a rate of 5.25% to 8.25% APR for 48 months may range from $23.14 to $24.53.
  • The monthly payment on $1,000 borrowed; at a rate of 5.50% to 7.50% APR for 60 months may range from $19.10 to $20.04.
  • The monthly payment on $1,000 borrowed; at a rate of 5.75% to 7.25% APR for 72 months may range from $16.46 to $17.17.
  • The monthly payment on $1,000 borrowed; at a rate of 6.75% to 7.50% APR for 84 months may range from $14.97 to $15.34.