Loan Rates

Mortgage Rates 

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Loans Secured by Shares

  • The APR for Loans secured by shares is 3.20% Maximum Loan Term = 36 Months
  • Maximum Loan Amount = $6,000
  • The monthly payment on $1,000 borrowed; at a rate of 3.20% APR for 36 Months is $29.17

Signature Loans

  • The APR for Signature Loans is 10.50% Maximum Loan Term = 36 Months
  • Maximum Loan Amount = $6,000
  • The monthly payment on $1,000 borrowed, at a rate of 10.50% APR for 36 Months is $32.50

Home Improvement Loans

  • The APR for Home Improvement Loans is 10.50% Maximum Loan Term = 48 Months
  • Maximum Loan Amount = $6,000
  • The monthly payment on $1,000 borrowed, at a rate of 10.50% APR for 48 Months is $25.60

APR = Annual Percentage Rate

Auto Loans

Amount Down Maximum Term 2025/2024 New Auto APR* 2025/2024 Used Auto APR* 2023/2022 Auto APR* 2021/2020 Auto APR* 2019/2018 Auto APR* 2017/Older  Auto APR*
50% 36 Months 3.50% 4.75% 5.25% 5.75% 6.25% 7.50%
25%-49% 36 Months 3.75% 5.00% 5.50% 6.00% 6.50% 7.75%
  48 Months 3.75% 5.00% 5.50% 6.00% 6.50% N/A
  60 Months 4.00% 5.25% 5.75% N/A N/A N/A
  72 Months 4.25% 5.50% N/A N/A N/A N/A
  84 Months * 5.25% 5.75% N/A N/A N/A N/A
0%-24% 36 Months 4.00% 5.25% 5.75% 6.25% 6.75% 8.00%
  48 Months 4.00% 5.25% 5.75% 6.25% 6.75% N/A
  60 Months 4.25% 5.50% 6.00% N/A N/A N/A
  72 Months 4.50% 5.75% N/A N/A N/A N/A
  84 Months * 5.50% 6.00% N/A N/A N/A N/A

All Motorcycles are 1.00% higher than the auto rates above.

  • The monthly payment on $1,000 borrowed; at a rate of 3.50% to 8.0% APR for 36 months may range from $29.30 to $31.34.
  • The monthly payment on $1,000 borrowed; at a rate of 3.75% to 6.75% APR for 48 months may range from $22.47 to $23.83.
  • The monthly payment on $1,000 borrowed; at a rate of 4.00% to 6.00% APR for 60 months may range from $18.42 to $19.33.
  • The monthly payment on $1,000 borrowed; at a rate of 4.25% to 5.75% APR for 72 months may range from $15.76 to $16.46.
  • The monthly payment on $1,000 borrowed; at a rate of 5.25% to 6.00% APR for 84 months may range from $14.25 to $14.61.